Massachusetts now allows a single ADU by‑right in single‑family zones. Max size is the smaller of 900 sq ft or ½ of your home’s GFA. Near the train (½‑mile), towns can’t require extra parking. We handle feasibility, permits, plans, build‑out, and (optional) lease‑up. double‑click
Typical ADU budgets and rents vary — run your quick ROI math below.
Enter a rent and a rough budget to see back‑of‑the‑envelope results. Estimates only; not financial or tax advice. Andover ADUs are for long‑term rental or family use (no STRs).
Tip: Hold Alt and double‑click any field label to load “Verified” explanations with sources (e.g., how to think about rent comps or interest assumptions).
Scenario | Budget (est.) | Rent (est.) | Monthly net* |
---|---|---|---|
Garage conversion — studio/1‑bed | $150k–$220k | Owner input | Use calculator |
Detached 1‑bed (600–750 sf) | $220k–$320k | Owner input | Use calculator |
*Net after property management, maintenance/vacancy, and (if selected) debt service. Estimates only.
We’ll verify setbacks, historic/overlay districts, and any site‑specific constraints during feasibility.
On sewer? Permitting is usually more straightforward; on septic, we involve a Title 5 engineer up front.
If your lot is within roughly 0.5 miles of either commuter rail stop, the Town cannot require additional ADU parking under state regs:
Tip: In Google Maps, right‑click your property, choose “Measure distance,” and click the station to check the 0.5‑mile buffer.
$1,500 feasibility (credited to build) • $8–12k permit‑ready plans • Developer/CM fee at build • Optional PM at standard rates.
We can package lender options that consider ADU rental income where program‑eligible.
Feasibility (48 hours) → Plan set + application assembly → Site Plan Review submission → Building permit intake. Construction starts after permit issuance and GC contracting. Actual timing depends on completeness, reviews, and utilities.
Can I rent the ADU short‑term? No — Andover prohibits ADUs from being used as short‑term rentals. Consider long‑term rental or family use.
Can I condo‑split the ADU? No — condo conversion of the ADU is not allowed under the local bylaw.
Do I have to live on site? No owner‑occupancy requirement under state law.
What about septic? Title 5 can require upgrades (e.g., two‑compartment tank) when adding bedrooms/design flow. We assess this first.
Always verify your specific property with the Town and Board of Health. We’ll do this during feasibility.
Get a written feasibility memo within 48 hours that covers zoning, Title 5, parking/transit, budget bands, and your permit path.